A report by the Home Builders Federation (HBF) in 2017 stated that the delivery of houses from small builders had been stymied by increased planning risk and lender attitudes.
In 1990 small house builders were responsible for 39% of all new homes built, by 2015 that was 12.5%.
The issues are predominantly
1. The system is too complex
As a result there are a greater number of specialist advisers being required.
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