Oh man! Penalty points hit male motorists where it hurts

By Turquoise PR

24 Mar 2022

Male motorists are clocking-up more than twice as many penalty points as their female counterparts, according to new data from the Department for Transport (DfT).

Male drivers racking up three penalty points on their licences currently total 1,343,700, compared to 606,700 for female drivers, as of the 5 February this year.

The number of male drivers with six points is 395,000, whereas with female motorists the figure is 120,600.

Greg Wilson, founder of Quotezone.co.uk, a leading insurance comparison website, comments: “The data suggests that women are the more cautious drivers – racking up less penalty points. However, the differences are stark to say the least and concerning.”

Greg warns that lawbreaking motorists will feel the effect: “At a time when all of us are looking to tighten our belts, penalty points can really hit motorists in the pocket. In addition to legal fines that accompany the points, offending motorists’ insurance companies will reassess how they see their risk and in turn premium.

“Three points can raise insurance premiums by 5 per cent, but can rachet up fees by as much as 25 per cent if a motorist has six points on a licence. Remember, penalty points stay on a licence for four years and the corresponding rise in insurance fees may do so as well.”

The data further shows that 1,120 women and 6,100 men have 12 points on their licences, which leads to an automatic ban – called a TT99. If a driver is disqualified from driving under this ‘totting up’ system, they will have had a TT99 conviction code added to their driving record, which means they’ll likely have to pay considerably more for their ‘TT99 insurance’ after the period of disqualification ends.

Greg continues: “Motorists who can prove exceptional circumstances in court may be allowed to continue driving, but the courts are far from pushovers and the judge has the power to award the maximum fine and determine the length of the ban – over 56 days means the driver has to reapply for the license and maybe even retest.”

Insurance providers are prohibited from using gender as part of their risk analysis calculation, as per The Equality Act established in 2010. They use other factors such as the level of no claims bonus secured, age, postcode, vehicle specifications and of course, number of penalty points incurred, to help determine the most appropriate premium price per customer.

Motorists who want to reduce the effect of penalty points might try the following to keep their premiums as low as possible:

Sign-up to a telematics product recognised by their insurance firm, which allows them to showcase their new safer driving behaviour There are specialist insurance policies for drivers with penalty points that can help - shop around on comparison websites for specialist driver policies Parking in a more secure location overnight can really reduce fees, if they have a garage or a private driveway use it and let the insurer know Choosing a car without branding or modifications and even a smaller engine can also help reduce premiums Installing a dashcam can help too – insurance providers may offer discounts if drivers have one fitted

Quotezone.co.uk compares prices across all types of car insurance, including TT99 insurance and convicted driver insurance, helping around 3 million users every year find better deals on their insurance, with over 400 insurance brands across 60 different products. Recommended by 97 per cent of reviewers on Reviews.co.uk.

Image credit iStock.co esp-imaging

Enjoyed this? Read more from Turquoise PR

Latest news

1

Minister officially opens cutting-edge security operations centre at Burnley College 31-10-24 - Ministeral Visit - Abena Oppong-Asare -5.jpg.jpg

Minister officially opens cutting-edge security operations centre at Burnley College

05 Nov 2024

2

Nybble's Charlotte Knowles appointed to Brewin Dolphin’s Female Founders Board Charlotte Knowles

Nybble's Charlotte Knowles appointed to Brewin Dolphin’s Female Founders Board

05 Nov 2024

3

Rugby legend backs University of Central Lancashire’s push to boost careers in sport Liam Farrell

Rugby legend backs University of Central Lancashire’s push to boost careers in sport

05 Nov 2024

4

Healthier homes on the horizon thanks to business team-up Deyrick Allen, Niamh Allen, Derek Horrocks and Tom Allen

Healthier homes on the horizon thanks to business team-up

04 Nov 2024

5

LCM acquires CorroGuard and strengthens its position as a leading coatings service provider LCM Corroguard email header.jpg.jpg

LCM acquires CorroGuard and strengthens its position as a leading coatings service provider

04 Nov 2024

PC PrestonMacan GIF980x120
Background image for hub sign up block

LBV Hub

Leverage Lancashire Business View platforms

Post your news
Post your events
Post your offers
Build your network
Improve your SEO
Gain coverage in the magazine
Sign-up
Events
The Lancashire Festival of Business
FOB 315
Exhibitions
30 Jan 2025

The Lancashire Festival of Business

Impact Conferencing, Burnley, BB12 6QP

09:00 - 16:00

RISE - The Academy for Female Leaders and Managers
WENDY BOWERS RISE Illustrstion copy.jpg.jpg
LBV Hub Seminars
11 Jun 2024 - 04 Dec 2024

RISE - The Academy for Female Leaders and Managers

East Lancashire Chamber of Commerce, Clayton le Moors, BB5 5JR

09:00 - 16:30

Skills Bootcamp in Procurement - Cohort 2
Blue-Modern-Land-Travel-Youtube-Thumbnail-2-1024x576.png.png
LBV Hub Seminars
15 Oct 2024 - 17 Dec 2024

Skills Bootcamp in Procurement - Cohort 2

Community & Business Partners CIC, Blackburn, BB2 3UA

09:30 - 13:00

Why Trade Internationally?
Chamber Logo.jpg.jpg
LBV Hub Seminars
06 Nov 2024 - 06 Nov 2024

Why Trade Internationally?

Lune Brew Co. Unit 2, Galgate Mill, Ind Est, Chapel Ln, Galgate, Lancaster, LA2 0PR

08:00 - 11:00

Bridging The Gap: Connecting business and developers
Nov Preston Tech Connection event banner-2.png.png
LBV Hub Networking
06 Nov 2024 - 06 Nov 2024

Bridging The Gap: Connecting business and developers

Society1 Coworking Space, Preston, PR1 3LT

18:00 - 19:30

The Business Network Central & East Lancashire
LBV Header (14).png.png
LBV Hub Networking
14 Nov 2024 - 14 Nov 2024

The Business Network Central & East Lancashire

Mytton Fold, Blackburn, BB2 7NP

11:30 - 14:15

mBITfor transformative leadership and coaching
mBIT coach Practitioner.png.png
LBV Hub Seminars
14 Nov 2024 - 17 Nov 2024

mBITfor transformative leadership and coaching

Unlocking Possibilities training venue, 166 Waterloo Road , Blackpool, FY4 2AF

09:00 - 17:00

Avidly Activates UK 2024 - Activate your customer-driven sales and marketing
avidly activates audience having a good time.jpg.jpg
LBV Hub Networking
14 Nov 2024

Avidly Activates UK 2024 - Activate your customer-driven sales and marketing

Everyman Cinema, Holmes Mill, Clitheroe, BB7 1EB

10:00 - 16:00

Live Work Create: Building Community In The Modern World
Live-Work-Create-Building-Community-1024x1024.png.png
LBV Hub Networking
20 Nov 2024

Live Work Create: Building Community In The Modern World

Society1 Coworking Space, Preston, PR1 3LT

18:00 - 20:00

North West HR Employers Forum
CBP-logo LBV.png.png
LBV Hub Seminars
20 Nov 2024 - 20 Nov 2024

North West HR Employers Forum

Wham Stadium, Accrington Stanley, Livingstone Road, Accrington, BB5 5BX

09:00 - 12:00

LBV119 Magazine Launch Event
DSC9389
Networking
20 Nov 2024

LBV119 Magazine Launch Event

Stonyhurst College, Clitheroe, BB7 9PT

16:00 - 18:00

Emergency First Aid at Work
Chamber Logo1.png.png
LBV Hub Seminars
21 Nov 2024

Emergency First Aid at Work

FGH Training, 3rd Floor, Storey House, White Cross Business Park, Lancaster, LA1 4XQ

09:00 - 05:00

Advertise with us

Reaching 50,000 members, our print, digital and event platforms offer a fantastic way to raise your business profile and help you grow.

Find out more LBV118 Online Graphic
Subscribe now

Weekly news bulletin