Oh man! Penalty points hit male motorists where it hurts

By Turquoise PR

24 Mar 2022

Male motorists are clocking-up more than twice as many penalty points as their female counterparts, according to new data from the Department for Transport (DfT).

Male drivers racking up three penalty points on their licences currently total 1,343,700, compared to 606,700 for female drivers, as of the 5 February this year.

The number of male drivers with six points is 395,000, whereas with female motorists the figure is 120,600.

Greg Wilson, founder of Quotezone.co.uk, a leading insurance comparison website, comments: “The data suggests that women are the more cautious drivers – racking up less penalty points. However, the differences are stark to say the least and concerning.”

Greg warns that lawbreaking motorists will feel the effect: “At a time when all of us are looking to tighten our belts, penalty points can really hit motorists in the pocket. In addition to legal fines that accompany the points, offending motorists’ insurance companies will reassess how they see their risk and in turn premium.

“Three points can raise insurance premiums by 5 per cent, but can rachet up fees by as much as 25 per cent if a motorist has six points on a licence. Remember, penalty points stay on a licence for four years and the corresponding rise in insurance fees may do so as well.”

The data further shows that 1,120 women and 6,100 men have 12 points on their licences, which leads to an automatic ban – called a TT99. If a driver is disqualified from driving under this ‘totting up’ system, they will have had a TT99 conviction code added to their driving record, which means they’ll likely have to pay considerably more for their ‘TT99 insurance’ after the period of disqualification ends.

Greg continues: “Motorists who can prove exceptional circumstances in court may be allowed to continue driving, but the courts are far from pushovers and the judge has the power to award the maximum fine and determine the length of the ban – over 56 days means the driver has to reapply for the license and maybe even retest.”

Insurance providers are prohibited from using gender as part of their risk analysis calculation, as per The Equality Act established in 2010. They use other factors such as the level of no claims bonus secured, age, postcode, vehicle specifications and of course, number of penalty points incurred, to help determine the most appropriate premium price per customer.

Motorists who want to reduce the effect of penalty points might try the following to keep their premiums as low as possible:

Sign-up to a telematics product recognised by their insurance firm, which allows them to showcase their new safer driving behaviour There are specialist insurance policies for drivers with penalty points that can help - shop around on comparison websites for specialist driver policies Parking in a more secure location overnight can really reduce fees, if they have a garage or a private driveway use it and let the insurer know Choosing a car without branding or modifications and even a smaller engine can also help reduce premiums Installing a dashcam can help too – insurance providers may offer discounts if drivers have one fitted

Quotezone.co.uk compares prices across all types of car insurance, including TT99 insurance and convicted driver insurance, helping around 3 million users every year find better deals on their insurance, with over 400 insurance brands across 60 different products. Recommended by 97 per cent of reviewers on Reviews.co.uk.

Image credit iStock.co esp-imaging

Enjoyed this? Read more from Turquoise PR

Latest news

1

LIDL to invest half a billion pounds in its expansion as it eyes sites in Lancashire Lidl

LIDL to invest half a billion pounds in its expansion as it eyes sites in Lancashire

29 Apr 2025

2

Inspired board reject takeover bid from major shareholder inspired-500x500.png

Inspired board reject takeover bid from major shareholder

29 Apr 2025

3

Pure Leisure Group Expands Portfolio with Acquisition of Twin Lakes Country Club John Morphet at Twin Lakes

Pure Leisure Group Expands Portfolio with Acquisition of Twin Lakes Country Club

29 Apr 2025

4

County’s universities join forces to help business community University of Central Lancashire

County’s universities join forces to help business community

29 Apr 2025

5

Financial Affairs support the Red Rose Award winners' reception Networking photograph

Financial Affairs support the Red Rose Award winners' reception

24 Apr 2025

Pc Prestonmacan Gif980x120 March
Background image for hub sign up block

LBV Hub

Leverage Lancashire Business View platforms

Post your news
Post your events
Post your offers
Build your network
Improve your SEO
Gain coverage in the magazine
Sign-up
Events
LBV122 May/June Launch Event
121 Lancashire Business View Magazine Launch
Networking
21 May 2025

LBV122 May/June Launch Event

Lancaster and Morecambe College, Lancaster, LA1 2TY

08:30 - 10:30

Sub36 Networking
Networking
11 Jun 2025

Sub36 Networking

British Jewellery School, Scorton, PR3 1BA

15:00 - 17:00

Lancashire Net Zero Carbon Conference
Net Zero Carbon Social 1200px 2
Networking
18 Jun 2025

Lancashire Net Zero Carbon Conference

Crow Wood Hotel & Spa Resort, Burnley, BB12 0RT

08:30 - 13:00

Lancashire Built Environment Conference 2025
BEC 315 X 315 Px
Networking
25 Sep 2025

Lancashire Built Environment Conference 2025

Blackpool Football Club, Blackpool, FY1 6HX

08:30 - 13:00

CMI Level 5 Management and Leadership Course
UCLanAerialCampus.jpg.jpg
LBV Hub Seminars
21 Feb 2025 - 21 Feb 2026

CMI Level 5 Management and Leadership Course

Preston Campus, Preston , PR1 2HE

09:00 - 17:00

CMI Level 5 Project Management Course
UCLanAerialCampus.jpg.jpg
LBV Hub Seminars
21 Feb 2025 - 21 Feb 2026

CMI Level 5 Project Management Course

Preston Campus, Preston, PR1 2HE

08:00 - 17:00

RISE - The Academy for Female Leaders and Managers
WENDY BOWERS RISE Illustrstion copy.jpg.jpg
LBV Hub Seminars
02 Apr 2025 - 08 Oct 2025

RISE - The Academy for Female Leaders and Managers

East Lancashire Chamber of Commerce, Clayton le Moors, BB5 5JR

09:00 - 15:30

People Power: Exclusive Event Series
Stay ahead in 2025.jpg.jpg
LBV Hub Seminars
29 Apr 2025 - 29 Apr 2025

People Power: Exclusive Event Series

People's History Museum, Manchester, M3 3ER

17:00 - 21:00

Planning for the future + navigating Inheritance Tax changes
Planning for the future + navigating Inheritance Tax changes for website.png.png
LBV Hub Seminars
01 May 2025 - 01 May 2025

Planning for the future + navigating Inheritance Tax changes

Stanley House Hotel, Mellor, Blackburn, BB2 7NP, Blackburn, BB2 7NP

08:00 - 10:30

Advantage: AI – A Workshop for Business Leaders – May 2
EV-land-2025-05B.png.png
LBV Hub Seminars
02 May 2025 - 02 May 2025

Advantage: AI – A Workshop for Business Leaders – May 2

Door4 Office, Burnley Wharf, Manchester Road, Burnley, BB11 1JG

09:00 - 11:00

A night at the races
1.png.png
LBV Hub Dinners / Balls
02 May 2025 - 02 May 2025

A night at the races

Morecambe FC, Morecambe, LA4 4TB

19:00 - 23:59

Innovating business solutions through PhD Partnerships
30478 Skills Bootcamp open day setting.jpg.jpg
LBV Hub Networking
07 May 2025 - 07 May 2025

Innovating business solutions through PhD Partnerships

University of Central Lancashire, Preston , PR1 2HE

14:30 - 15:30

Advertise with us

Reaching 50,000 members, our print, digital and event platforms offer a fantastic way to raise your business profile and help you grow.

Find out more Lbv121 Online Graphic
Subscribe now

Weekly news bulletin