There are several things that can stand in the way of a finance application:
Complex income, such as having multiple sources of income, or being retired at the point of application.
Unusual transactions, including discounted purchases and those with a deadline.
Properties that are considered risky because of their condition, position, construction, ownership, or use.
As a specialist lender, we’ve been applying a ‘common-sense’ approach to lending for nearly 50 years.
Our range of short- and long-term finance products work for both personal and business borrowers.
While a mainstream lender may be able to cope with one of these hurdles, it may struggle when several are in play simultaneously.
This is, in part, what makes our lending so specialised.
WHO WE WORK WITH
To put it simply, Together works with anyone who needs to access borrowing. Whether for them, their business, or their clients.
Many of our customers are businesses which need a short-term cash injection, perhaps to manage cashflow, pay an unexpected bill, or investing back into the business to service a large new account.
We also work with property professionals – including developers looking to cover the cost of a renovation project that will quickly be sold on or refinanced, and landlords looking to grow or refinance their property portfolio.
UTILISING LOCAL EXPERTS
When it comes to finding help, most of us head online. But when you want to be sure you’ve explored every avenue, nothing beats a local expert.
Together understands entrepreneurs, because we’re entrepreneurs ourselves.
We can fund ambitions for sole traders, limited companies and partnerships at home and in business.
Enjoyed this? Read more from Jamie Grimshaw, Together Money