If 2021 was smoother than the previous Covid ravaged year, it was still more challenging than most.
Businesses need certainty, and there was nothing certain when it came to occurrences over the last 12 months.
Indeed, even as we entered 2022, there was a good deal of trepidation about what the New Year has in store – although the government seemed determined to prevent a full-on lockdown of the economy.
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